Terms and Conditions

Required Agreements Before Services Begin

Before starting any credit education or document processing services, you will be required to sign the following documents:

  • Credit Service Agreement

  • Authorization for Credit Repair Action

  • Consumer Credit File Rights (CROA Disclosure)

  • Right of Cancellation Notice

Scope of Services

Document Preparation & Credit Education

  • We evaluate your current credit reports from applicable credit reporting agencies.

  • We identify inaccurate, erroneous, false, or obsolete information.

  • You choose which items you want to dispute.

  • We advise you on the steps to dispute inaccurate or obsolete items.

Dispute Correspondence

  • We prepare all necessary correspondence to dispute inaccurate or obsolete information.

  • You forward all correspondence you receive from the credit bureaus, and we assist with further responses.

Consultation & Monitoring

Consulting, coaching, and monitoring services may be conducted by:

  • In-person meetings

  • Webinars

  • Video conferencing

  • Telephone

  • Email

  • Other communication methods during normal business hours

Fees & Cancellation Policy

  • You agree to pay the fees outlined in your client agreement.

  • You have the right to cancel your contract within 3 business days from the date you signed it.

  • To cancel, send written notice as described in your client agreement.

Disclaimer

We provide credit information and education, not legal advice.


We strive for accuracy and clarity, but we do not offer legal interpretations or apply laws to your specific situation.


For legal advice, consult a licensed attorney.